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SOPHIACI (Sophia Centralized Intelligence) helps companies make complex tasks simple with our user-friendly software solutions.


We have many years of experience creating, implementing and managing best-in-class, people-based solutions. We have strived to convert those transformative people-based approaches to software. Great people may come and go, but that should not thwart progress or sow regression. Our software ensures business continuity.

We believe that technology should be easy to use, intuitive, and accessible to everyone. With our software, you don't need a PHD or classes to use it. You become an expert with minimal use.

Meet the Leadership Team

The SOPHIACI team is made up of a highly passionate group of finance professionals looking to help banks, credit unions and other financial institutions become highly integrated organizations with access to transformative decision-making tools everywhere and that anybody can use.

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John Pawlyshyn

Mr. Pawlyshyn has 20+ years of experience as a transformational leader. Mr. Pawlyshyn is a founding member of Xceed Business Services, LLC. Xceed is a financial services risk management consulting firm that has collaborated with many of the nation’s largest banks & financial institutions. 

Prior to founding Xceed, Mr. Pawlyshyn was the Risk Officer on over a 100-billion-dollar lending portfolio at Ally bank and its predecessors. At Ally, Mr. Pawlyshyn created an industry-leading risk management operations platform that connected the organization front to back.

Mr. Pawlyshyn is an outspoken advocate of translating data into information to power informed decisioning. It is this thinking and approach that has led to industry transformative thinking & the formation of SOPHIACI.

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Erik Tozier

Erik Tozier is a seasoned professional with a proven track record of success in the finance and banking industries. Erik has a BS in Mathematics and a MS in Financial Mathematics from the University of Minnesota.

With over 10 years of experience working in large institutions, Erik has amassed a wealth of knowledge and expertise in reporting, analytics, model operations, and data roles. He has a keen eye for detail and an unwavering commitment to excellence, which have been instrumental in his success.


Erik is a natural problem solver who enjoys applying common sense to find innovative solutions that improve efficiency and automate processes. He is a strong advocate for removing inefficiencies from workflows, which has resulted in significant cost savings for his employers over the years.

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Board of Advisors

At SOPHIACI, we are proud to have an experienced board of advisors who provide valuable guidance and support to our team.

Our board is made of experts from the finance industry. Each member of the board brings a unique set of skills and perspectives to the table, and they are committed to helping us achieve our goals and drive our business forward.

Unlock the Full Potential of Your Data with SOPHIACI

Ready to transform your organization's analytics?

Get started by contacting our sales team.

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